As Janice and I raised our four children, we thought we were doing all right, but we weren’t . We bought new cars we couldn’t afford. We used credit cards regularly and were constantly telling each other, “We need to get this thing paid down.” Then, a few years ago, I started listening to Dave Ramsey on the radio. His simple, hard hitting message struck a chord in me. I went home and told Janice about this guy who has the gall to tell people to grow up, sacrifice and get out of debt. We read his book, “The Total Money Makeover” and we were hooked. We made a budget and got serious about attacking our debts. We sold an expensive car and bought a less expensive car. We even paid off our house! I started hosting Financial Peace classes at our church and was amazed at the interest in our church and community. We were seeing dozens of people get out of debt and get control of their money. I knew that God had more plans for me. What if I could help lots of people with their finances?

STARTING A BUSINESS

It was time for me to get certified to do financial counseling and open my own business. I started Plemon Financial Coaching in the fall of 2006 and have loved meeting and helping dozens of people. Some are deeply in debt and some are quite wealthy. But all had one thing in common: they did not have a plan. Perhaps you have read my “Dollars and Sense ” column in The Southern or my “Money Coach” column in the Anna Gazette Democrat. I hope these columns have been a help to you.

You may be thinking , “Hey! I need some help with my finances.” If so, you are very normal. I would be honored to meet with you. For a limited time I am offering a free 30 minute consultation.

Call today to make your appointment.

1-618-521-7514